high deductible health plan
Health Insurance vs Catastrophic Plan? Who Saves More
In 2024, enrollment in high-deductible health plans grew 12% among workers under 45, making them the fastest-growing option for healthy employees. Choosing a high-deductible health plan (HDHP) or a catastrophic insurance policy can lower monthly premiums, shift cost-control to preventive care, and improve cash-flow stability for both workers and employers.